Investing for the long term – lessons from the past
Market ups and downs are inevitable, but long-term investing rewards patience. History shows growth despite setbacks. A clear plan and regular reviews can help keep your goals on track.
How inflation impacts your finances – Getting to grips with the basics
Are you curious about the impact of inflation on your finances? Our guide can help by explaining the basics of inflation, what ‘Bank Rate’ is, how inflation is measured, purchasing power and the importance of long-term, tax-efficient investments such as pensions and ISAs
Navigating the great wealth transfer – what it means for you
With up to £7trn set to change hands across generations, the great wealth transfer is reshaping the future. Whatever your age, proactive planning and open family conversations are key to securing your financial goals.
Economic Review – July 2025
Our latest Economic Review looks back on July – the UK economy continues to struggle with weak growth, surprise inflation increases and a cooling jobs market. Despite headwinds, interest rate cuts are still expected as policymakers weigh mixed data and softening demand heading into the second half of 2025.
Is your pension going to the right person? A common blind spot
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
Is your pension going to the right person? A common blind spot
Failing to update your pension beneficiary could mean your money goes to the wrong person – some people even have an ex-partner listed. Regularly review your nominations to make sure they reflect your current wishes and protect those who matter most.
Government confirms unspent pensions to be included in IHT from 2027
Unspent pensions will soon be subject to Inheritance Tax (IHT), potentially impacting how wealth is passed on. With rules changing in 2027, it’s vital to review your estate plans early and consider how your pension fits into the bigger financial picture.
Bridging the wealth divide for future generations
The generational gap in wealth accumulation is stark due to evolving economic conditions and an ageing population. Younger generations hold just 4% of UK wealth. Planning ahead is key to protecting your family’s future and bridging the generational wealth divide.
The value of advice in building financial confidence
Financial advice boosts investor confidence and optimism. Advised clients feel more secure, value expert support, and are more positive about long-term market growth—highlighting the key role advisers play in navigating uncertainty and delivering value for money.
The value of advice in building financial confidence
Financial advice boosts investor confidence and optimism. Advised clients feel more secure, value expert support, and are more positive about long-term market growth—highlighting the key role advisers play in navigating uncertainty and delivering value for money.